It's time for change!

5May is the time for all to go vote, we don't need to give any reason why we cannot cast a vote on that day. As the resident, we should know how is the current status of our country. Why after 55 years, our nation with a lot of superior advantage eventually lose competitive advantage to so many countries? Why we especially Chinese still being treated as second class citizen while so many foreign worker can easily achieve the status of "prince of the earth"? Are we not loyal to the country? Why some "prince of earth" can easily shout at us and called us to go back China? This is all wrong and we should let them know. If we continue to neglect all this around us, don't just complain what will happen in the future, act now, vote on 5 May!

GE13

Finally every where in Malaysia is filled with the latest announcement-GE13! Lets see whether there is another round of big discount like this morning again. Something I saw very interesting from other blog on the stock one can take a look on. http://klse.i3investor.com/blogs/kianweiaritcles/23478.jsp , watch out as these are government link stocks.

5 or 10 years?

Like it or not, economy cycle exist and will always repeat the same stage every few years. But the question here is 5 or 10 years?

If we think back, Malaysia had face Asean financial crisis in 1998 then the US sub prime mortgage crisis in 2008. It's looks like we will have a major crisis in every decade. But how about the minor one? Many of us didn't remember there was a minor adjustment in 2003 from 816 point in April 2002 dropped till 631 point in May 2003.

Coincidently 2013 is another five years after 2008. This make me wonder is there another round of adjustment coming soon? With both internal (general election) and external issue ( US and EU crisis) around, this prediction can happen any time. Timing is hard but what one can do is to always be ready by accumulating some money and set aside as back up. If it didn't happen, you may be earning less but it is always better to make preparation rather than losing the opportunity. This is the reason why I think saving come first while keeping spending to the minimum is necessary.

Decision and choices

Everyday in our life, we have to make decisions all the time and usually we have choices. In order to success most of the time is simply by making the right choice. However, said is always easier than done. There will be always second thought that affect our decision. Reduce bad decision and you will found yourself gathering success.

SPM result

Yesterday almost half million of Malaysia youth received their SPM result. As usual we will see a lot of students getting straight As but how many of you actually know the true standard of our SPM result? Have you ever wonder why around 20 years ago, there are hardly students having straight As but now every where also flooded with straight As?

Even the author of this blog has straight As in spm in 2002. Is that means I am clever or I should be "some body" in future? The answer is simply not at all. SPM standard or any general examination in Malaysia have been altered from time to time following bell shape which is something I am sad of. Questions in the paper simply did not test the creativity and soficaticated thinking skill. For mathematic paper, one can score well as long as solving through the past year paper as question style hardly change. But why still so many who fail? That I also wonder until now.

Value of your time

I am sure everyone know time is valuable and priceless. However, how many of us actually realize our time is actually being bought? Your pay is the value you got for your time.

If a person work 10 hours a day, 20 days a month and the monthly pay is RM3000. Then one hour of that person is simply RM3000/(20x10)hours= RM15.

I am sure many of us work more hours than that and pay is even less than RM3000 per month. So how cheap is our time and how come those with RM800 per month never realize this? Working is like selling our time, try calculate yourself to see how cheap we are selling our time.

Analysis on a company

When we start targeting on a particular company, many of us don't really know where to start. Well, may be it just start from its product that we come across. In order to really analyze a particular  company, we can use SWOT which is the short term for Strength, Weakness, Opportunity and Threat. These are the simple analysis on the company where we wanna know its strength and weakness while investigating its opportunity and threat in the industry.

To give an example, I will do a SWOT analysis on my blog.

Strength
1. I am a Mba holder so I know everything but expert at nothing.
2. I got plenty of time to update my blog with latest info.
3. I can reply the comment and request as long I get to online.
4. I have good foundation on mathematics so I like calculation a lot which is important in finance and business.
5. I can write and I love to read others' blog making me full of idea to write in mine.

Weakness
1. Still lack of experience in managing a blog because I am new.
2. Still new in finance industry because my background is mathematics.
3. Lack of first hand information which is the most important in trading stock. By the time we saw the announcement in Bursa, it is already a public known issue. However, this is not so important if investing for long term as long the firm progressing fine.

Opportunity
1. This blog industry is free for all, no payment needed, no maintenance fee and rising in blogging trend.
2. Rise in advertising through blog like Nuffnang, Google Adsense, private firms and others.
3. Information leading era which means we can be famous if we can continously provide some sound ideas on trading.
4. Anyone also can success as long you put in effort.

Threat
1. Many bloggers already in this industry meaning there are a lot of competitors.
2. Advertisement only come when page view is high.
3. Negative issue is not allowed I this country.
4. Readers have a lot options and hard to retain for subscribing to a particular blog.